As we continue on through a period of change, the ripple effects have a natural impact on the property market. But while the initial news may seem to provide a moment of hesitance, the reality is that the current market is still a prime and structured option for you to achieve your financial goals. These key points from our property experts offer key insight into how you can begin to navigate through the current market.
Time in Investment – Not Timing
All property markets have highs and lows, but it is key to remember that property is a long-term investment and the immediate environment has a much smaller impact when considering a 10-15 year investment cycle.
Rightmove’s House Price Index – national average asking prices more than doubled over the last 20 years (+134%).
Leaving money in the bank is a negative play
By definition, standing still is the same as going backwards. Regardless of market conditions, investing your money into a solid bricks & mortar asset will always yield more than doing nothing at all.
Two forms of return within a property purchase
Unlike a stock, share or bond, purchasing a property earns both growth on the value of the property and the rental income alongside it. This effectively provides a buffer from the ups and downs of the market. Regardless of property value, you will have a tenant in the property, making the investment a positive return no matter what.
11% growth in rental asking prices year on year 2021-2022.
A Buyer’s Market
In general, ‘window shoppers’ tend to leave the market when the general sentiment is negative. Use the leverage as a buyer to negotiate the best possible terms and price. Developers are often more open for negotiation in line with negative market feedback.
If you’re interested in speaking with one of our property investment consultants, then enquire online or call one of our specialists on 0203 819 7366 today.
